Overseas Student Health Cover (OSHC) for Bangladeshi students | A complete guide
Overseas Student Health Cover (OSHC) is a special health insurance for international students. It is
required for those who study in Australia. This health cover helps pay for medical services during the stay.
For Bangladeshi students, OSHC is very important. It keeps students safe and protected in a new country.
This guide will help Bangladeshi students understand everything about OSHC. It covers who needs OSHC, the
types of plans, top providers, and how to apply from Bangladesh. You will also learn how to choose the best
plan and save money. Studying in Australia becomes safer and
stress-free with the right OSHC.
Sangen Edu Ltd makes it easy for Bangladeshi students to get the right OSHC plan for studying in Australia.
Get OSHC assistance now!
Why Bangladeshi students need OSHC for studying in Australia?
Australia's government requires every international student to have OSHC. Students planning to
study abroad from Bangladesh must obtain OSHC before applying for an
Australian student visa to meet health
insurance requirements and ensure a smooth visa process. A visa may not be approved without OSHC. It covers
medical costs and helps students get access to doctors and hospitals. Bangladeshi students must have OSHC
before applying for a visa.
Required for Australian student visa (Subclass 500)
Covers medical treatment during the stay
Helps with hospital and doctor visit costs
Offers emergency ambulance support
Ensures access to Australia's healthcare system
Avoids high out-of-pocket medical expenses
Provides health protection throughout the study period
Builds peace of mind for students and parents
Benefits of having OSHC
Overseas Student Health Cover (OSHC) is very helpful for international students. It protects students from
high medical costs in Australia. OSHC helps pay for doctor visits, hospital stays and emergency care. It
makes sure students get the medical help they need. Students can study with less stress about their health
with OSHC.
Covers doctor visits
Pays for hospital stays
Includes ambulance service
Helps with medicine costs
Supports during illness or injury
24/7 health assistance
Easy access to healthcare
Who needs OSHC?
All international students must have OSHC. This includes Bangladeshi students going to study in Australia.
Students will also need OSHC if a student brings family members. Spouses and children must be covered by a
family or couple OSHC plan.
All international students in Australia
Bangladeshi students on a student visa
Spouse of the student (if accompanying)
Children of the student (if accompanying)
Student guardians (if required under visa rules)
Types of OSHC plans available
There are different OSHC plans for different student needs. The plan depends on who is going to Australia.
Students can choose a single, couple, or family plan based on their situation.
Single policy: For one student
Couple policy: For student and spouse
Family policy: For students, spouses, and children
Students should choose the plan based on their needs. If traveling alone, a single plan is enough. A family
plan is best for families.
Top Overseas Student Health Cover (OSHC) providers in Australia
Many trusted companies offer OSHC in Australia. These providers are approved by the government. Students can
choose any of them based on their needs and budget. Here are the most popular:
Choosing the right
Overseas Students Health Cover (OSHC)
plan is important for every student. The best plan depends on your budget and health needs. It is good to
compare plans before making a decision. Choosing the right plan saves money and gives better coverage.
Check what the plan covers
Compare prices and benefits
See if the provider has good reviews
Think about personal health needs
Look for customer support options
Choose the right plan type (single, couple, or family)
Make sure it meets visa rules
Check how easy it is to claim
How to apply for OSHC from Bangladesh?
Applying for OSHC from Bangladesh is easy. You can apply online or through Sangen Edu Ltd, a
leading student consultancy firm in Dhaka,
Bangladesh. It is best to apply before applying for the Australian student visa.
Follow these steps for OSHC:
Choose a registered OSHC provider
Select the right plan (single, couple, or family)
Fill out the application form through Sangen Edu Ltd.
Submit your passport and student details
Pay the OSHC fee
Get the OSHC policy certificate by email
Use the certificate during the visa application
Talk Directly with an Expert
Ask any Questions and Get Answered by Our Experts
Our team of experts is always ready to help you with the application, selection, and scholarship process.
Guides students in choosing the right university and course
Supports with student visa application
Assists in applying for OSHC
Helps compare OSHC providers and plans
Offers pre-departure advice and support
Provides updated information and guidance anytime
Overseas Student Health Cover (OSHC) cost for Bangladeshi students
The cost of OSHC varies based on the type of policy and its duration. Prices may change, so check with
providers before applying. As of April 2025, the following are the standard annual rates:
Single policy: AUD 500 - 600 per year
Couple policy: AUD 2,600 - 3,000 per year
Family policy: AUD 5,000 - 6,000 per year
Factors influencing OSHC costs
Here are some key factors influencing OSHC costs:
Duration of the health cover
Type of OSHC plan (single, couple, or family)
Choice of insurance provider
Extra benefits like dental or optical
Age and health condition of the applicant
Exchange rate differences (BDT to AUD)
Any promotional offers or discounts
Tips to maximize OSHC benefits
Using OSHC wisely can help students save money and stay healthy while studying in Australia. A few smart
steps can make the most of the health cover.
Visit doctors and clinics in the OSHC network
Keep a copy of the OSHC policy at all times
Understand what is covered and what is not
Use 24/7 helplines provided by OSHC companies
Submit claims on time with proper documents
Choose bulk-billing doctors to avoid extra fees
Ask for help from the OSHC provider when unsure
Conclusion
OSHC is very important for Bangladeshi students planning to study in Australia. It gives safety and covers
health costs. Choosing the right plan helps avoid extra expenses. Sangen Edu Ltd is always ready to help
students with OSHC and visa services. Start your journey
with full support and protection today. Call us now at
+880-1615-000125 to get expert assistance for your overseas student
health cover today!
OSHC is a special health insurance for international students in Australia. It helps cover medical
expenses like doctor visits, hospital stays, and medicines while studying.
The main advantage is financial protection. OSHC helps students avoid high medical costs in Australia.
It also ensures students can get proper healthcare when needed.
OSHC covers many health services, including visits to general doctors, hospital treatment, ambulance
services, and some prescription medicines. It helps students stay healthy and manage unexpected health
costs.
OSHC coverage lasts for the entire duration of the student visa. Students must have a valid OSHC from
the day they arrive until their visa expires.
All international students who apply for an Australian student visa must buy OSHC. This includes
Bangladeshi students planning to study in Australia.
Students should buy OSHC before applying for the student visa. This ensures their visa application
meets Australian immigration requirements.
Students can apply for OSHC online through official provider websites or with help from student
consultancy firms like Sangen Edu Ltd. Applying early is recommended.
Yes, OSHC is mandatory for all international students in Australia. Without it, the student visa will
not be approved.
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